Selective Carriers

All insurers are rated A or better by A M Best and are the major leaders in surplus lines professional liability. Companies included but not limited to:

  •   Admiral Insurance
  •   Admitted MedPro
  •   Allied World
  •   Altor National
  •   Ascent Underwriting
  •   Aspen Specialty
  •   Beazley
  •   Columbia Casualty
  •   Continental Casualty
  •   General Star Indemnity
  •   Greenhill
  •   Hallmark
  •   Hudson Specialty Insurance
  •   Ironshore RRG
  •   Lloyd’s of London
  •   Medical Protective RRG
  •   MedPro E&S
  •   Mid-continental
  •   NAS/Tokio Marine
  •   National Fire & Marine Insurance
  •   NorCal
  •   Norcal Mutual
  •   Norcal Specialty
  •   ProAssurance
  •   Promont
  •   Positive Physicians
  •   TDC Specialty

Specialty Products

Options for medical professional liability include prior acts, defense outside, deductible applicable to indemnity only, low or no deductible, incident defense outside, deductible applicable to indemnity only, low or no deductible, incident sensitive trigger and DDR. Multi-state coverage. All options dependent upon carrier and underwriting.

Coverages for billing errors and omissions, ACCA complaints, telemedicine, EPLI and sexual abuse/molestation also available.

Affordable Tail Coverage for physicians moving from private practice into hospital employment.

Our carriers match the expiring coverage and policies are issued on first dollar basis with unlimited term. Client can choose lesser reporting term in order to save more premium dollars. In most cases, premium savings for unlimited terms have averaged 15 to 20% incumbent’s pricing.

Selective Personnel

Our team of professionals average over 20 years experience in the medical malpractice field and we are extremely knowledgeable about Western Summit carriers and products. We can file surplus lines taxes and fees in most states.

Specialty Focus

Western Summit is a niche wholesaler, writing only healthcare coverages. Some of the target classes include:

    Physicians and Allied Healthcare Providers
  •   Certified Nurse Midwives
  •   Solo Physicians
  •   Small Physician Groups
  •   Large Physician Groups
  •   Non-standard Dentists
  •   Ambulance Services
  •   Bariatric Surgery
  •   Hard to Place Physicians and Dentists
  •   Physicians Assistants
  •   Podiatrists
  •   Nurse Practitioners
  •   Certified Registered Nurse Anesthetists
  •   Stand Alone Tails
  •   Hospital Employed Physicians

  • Healthcare Facilities
  •   Allied Personnel Clinics
  •   Blood Banks
  •   Cardiac Rehab
  •   Colleges and School Clinics
  •   IV Therapy
  •   Clinical Testing
  •   Community Health Centers
  •   Correctional Health
  •   Diagnostic Labs
  •   Dialysis Centers
  •   Durable Medical Equipment
  •   Home Health Care
  •   Hospice Care
  •   Hospital Facility Programs
  •   Laboratories
  •   Long Term Care/Nursing Homes
  •   Medical and Dental labs
  •   MediSpas
  •   Mental Health
  •   MRI & Imaging Centers
  •   Multi state risks
  •   Physician Clinics
  •   Staffing agencies
  •   Surgicenters
  •   Hospital and Facility Replacement Tails
  •   over Defunct Captives/Insurance Companies
  •   Urgent Care Centers
  •   Walk-in clinics

Western Summit can obtain quotes from most carriers with a current application and loss run.
Please contact us for more information.

Corporate Office

Western Summit, LLC

5220 S. University Drive

Suite C-202

Ft. Lauderdale, FL 33328

Russ Madio, President



Miami Office

Susy Morales, CPIW, ACSR, CPIA, AINS


954-475-0134 fax


California Office

Barbara Fleeger


Georgia Office

Shari Gammons



Ohio Office

Monte Zimmermann



Ft. Lauderdale Office

Christopher Madio


Jordan Madio